Qonto
About us
Qonto is the business account built for the day-to-day realities of hotels, bars and restaurants : multiple sites, extended service hours, and high transaction volumes.
Accept payments everywhere: in-house POS, Tap to Pay on iOS & Android, payment links for pre-orders and deposits, Titres-Restaurant acceptance via Swile, and tip collection directly on terminals, with funds settled as early as J+1.
Run multiple properties or outlets from one place: dedicated IBAN sub-accounts per site or brand, a single login to switch between entities, and spend tracked by location so you always know which venue is performing.
Delegate without losing control: give managers and team leads their own cards with spending limits, time restrictions and approval workflows : no more shared cards or personal advances.
Cut the paperwork: capture receipts by photo the moment you pay, let Qonto match them automatically to transactions, and give your accountant real-time access instead of monthly exports.
Smooth out seasonality: Pay Later lets you spread supplier invoices over 3, 9 or 12 instalments, and short-term overdraft covers cash gaps when they happen.
No fixed fee per transaction, funds settled as early as J+1, and everything managed in your own hands : no advisor, no waiting. Your account, your team cards, your invoice processing and your AI agents, all in one place, so you're not juggling five different tools to run one establishment.
And with Qonto's AI agents: The Operator to execute recurring tasks, The Analyst to answer questions on your finances instantly, you get time back to focus on your guests, not your admin.
Built for owners, operators and finance teams in hospitality who want one account that keeps up with a 24/7 business.